Compare Credit Card Processing Options

 BillyPaySquarePaypalStripe
Rate
2.75% + $0.252.9% + $0.302.9% + $0.302.9% + $0.30
ACH
Recurring billing
Security
- PCI-DSS card processing
- Fraud Monitoring
- Dispute Management
- Payment Encryption
- 2-Step Account Verification
- PCI-DSS card processing
- Fraud Monitoring
- Dispute Management
- Payment Encryption
- 2-Step Account Verification
- PCI-DSS card processing
- customize-able machine learning fraud protection
- Dispute Management
- Payment Encryption
- 2-Step Account Verification
Amex Supported
Chargeback fee
BillyPay charges $10 per chargeback, includes dispute managementSquare covers eligible credit card chargebacks up to $250 a monthStripe charges $15 for a lost dispute, which is returned if/when dispute is won
Partial payments
Add a "convenience fee" to invoices
Multi-currency

Stripe

https://stripe.com/accept-payments/billy-accounting-software